Ok so get this. Heres the real dish on my insurance. I had ok insurance, but it turned out to be ROCKSTAR insurance after I got sick. $15 copays/prescriptions, and never more than $2500 out of pocket for a year including the deductible. So its expensive, but totally do able with payment plans and what not. So I’ve had surgery this year so I have already paid all of this money, paid it off, done accomplished and then the plan was to have the next 2 totally taken care of from here on out. WAHOOO.
Well….here’s the kicker. My insurance company just went out a business. Awesome. They are referring their clients to someone else, who wont deny me cause of my conditions but are also doubling my copays/scripts and tripling my deductible and out of pocket costs. Heres the real fun part, the deductible and money I already paid…doesn’t count for anything. So I will have to pay ANOTHER deductible, another BIGGER deductible again this year. Wow. Awesome.
Did I mention that I also recently lost my job?
So in order to hopefully screw my insurance company back, I am filing a claim at the Michigan Office for something something insurance related…and by me, I mean my mom.
Also because who the crap knows what will really actually happen, I went nuts on ordering ostomy supplies. I ordered everything I would need from now until my next surgery which is about 4 months of supplies. Which is a lot of crap. I also have a small house with little to no storage…so where am I going to keep all of this crap.
Clearly the only logical place…the entertainment center.
No seriously, I have no where else. So this is where they will stay.
Long story short, I have no job, and waaaaaaaaaaaay more bills than I was ever anticipating. Awesome. Ok life. What else you got for me?
Jackie, I am so sorry to hear about your insurance and your job. That stinks! I know surgeries and supplies can be expensive. We just got the bill for my surgery and hospital stay for my first surgery for my j-pouch. I was floored…over $35K. I wish there was something I could do to help you. If you have another fund raising dinner, let me know. I live in Georgia but I would be more than happy to send you a donation. It might not be much but as you know every little bit can count towards the larger sum. I would even be happy to ask my church if they could make a donation. I’m a firm believer that we should help one another when we are able and I am definitely willing to help out a fellow osto-mate! Please keep blogging and I will definitely say many, many prayers for you! Chin up!!!
35K…you got off cheap!!! Lol my first one was well in to the 60K range. I think I have tapped my local resources dry at this point, now I would just feel like I’m begging for money! Everyone has been so helpful at this point, if I have to I’ll just go into debt…then claim bankruptcy like all the other sick people in the US. Its a great system we have here!
I’m very sorry to hear about your job and defunct insurance co. Have you seen the health insurance information guide for Michigan at healthinsuranceinfo.net? You may find it useful.
Hang in there!
Dude. I feel you. I keep trying to go back “full time” to work, but the universe KEEPS THROWING SHIT BACK AT ME. Literally. Going in for a stoma revision on Monday. After April 23 (my surgery date) and June 23 (my heart attack date) I thought I had hit my karma quote- cause boy, oh, boy, I have pissed someone off.
I’m convinced I was a child molestor/puppy killer/communist in a former life, because the BS that life is throwing at me…is a little out of control.
Casey where are you located?